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Stuart

Stuart sits right where the St. Lucie River meets the Atlantic Ocean, creating this perfect mix of riverfront charm and coastal access that draws buyers from across the country. With a median home price of $419,031, you'll find everything from downtown historic homes to luxury waterfront estates on Hutchinson Island. Working with experienced agents who know these distinct neighborhoods, like those at Coastal Real Estate Pros, makes all the difference when you're navigating Stuart's diverse market. Read more about Stuart real estate here.

View of a dock in Stuart, FL

Stuart Real Estate Stats

Average Price $736K
Lowest Price $25.00
Highest Price $30M
Total Listings 851
Avg. Price/SQFT $266

Property Types (active listings)

What Life Looks Like In Stuart

Stuart feels like Florida's best-kept secret, where old Florida charm meets modern sophistication along miles of pristine waterfront. The pace here strikes that perfect balance, active enough for boaters, anglers, and golf enthusiasts, yet relaxed enough that you can still catch sunsets from your dock without feeling rushed. Retirees love the established neighborhoods, while young professionals appreciate the growing downtown arts district and easy access to both West Palm Beach and the Treasure Coast.

This riverfront community offers something for every lifestyle preference:

  • Sailfish Point - Surrounded by the Atlantic Ocean and the Intracoastal, this private sea island community offers five miles of shoreline, an oceanfront Jack Nicklaus signature golf course, a full-service marina with direct ocean access

  • Historic Downtown Stuart - Charming downtown area, lined with boutique shops, art galleries, and delicious restaurants within walking distance of the river

  • Hutchinson Island - Barrier island living with direct beach access and luxury condominiums

  • Rio - Family-friendly neighborhoods with golf course views and A-rated schools nearby

  • Sewall's Point - Exclusive waterfront community with deep-water access and custom estates

  • Port Sewall - Marina living with immediate ocean access for serious boaters

Whether you're looking for a maintenance-free condo overlooking the St. Lucie River or a custom estate with your own private dock, Stuart's neighborhoods each have their own personality. The sense of community here runs deep—you'll see the same faces at the farmers market, local restaurants, and community events that make this feel like a real hometown rather than just another coastal development.

Homes And Market Patterns In Stuart

Stuart's housing market reflects the area's diverse appeal, from townhomes ranging from $263,000 to $319,000 in communities like VilaBella to luxury condos on Hutchinson Island with list prices ranging from $375,000 up to $649,900. The market here has shown resilience, with steady demand for both primary residences and seasonal properties. You'll find Mediterranean-style estates in gated communities, historic homes in the downtown core, and contemporary waterfront properties designed for the Florida lifestyle.

Property types span the full spectrum of coastal living options:

  • Luxury Estates ($800K-$3M+) - Custom waterfront homes in Sailfish Point, Willoughby Golf Club, and Sewall's Point with deep-water docks

  • Golf Course Homes ($400K-$800K) - Properties in Martin Downs, Fairwinds, and Champions Club with course views and club amenities

  • Riverfront Condos ($300K-$700K) - High-rise and mid-rise options along the St. Lucie River with marina access

  • Historic Downtown ($350K-$600K) - Renovated homes within walking distance of shops, restaurants, and cultural venues

  • Family Neighborhoods ($350K-$550K) - Single-family homes in established areas like Rio, Forest Hills, and Palm City North

  • Island Living ($400K-$1.5M+) - Hutchinson Island properties offering beachfront access and resort-style amenities

The current market dynamics favor buyers who understand Stuart's seasonal patterns and work with agents familiar with waterfront property nuances. Our team helps buyers recognize value in different neighborhoods, whether you're seeking a winter retreat, a year-round residence, or investment property with rental potential.

Amenities And Nearby Services

Stuart's location gives residents access to both intimate local experiences and world-class amenities within a short drive. The downtown arts district hosts monthly ArtWalks, live music at venues like The Lyric Theatre, and waterfront dining that takes advantage of the fresh local seafood. Jonathan Dickinson State Park offers hiking trails, camping sites, and even guided kayak tours through the scenic Loxahatchee River, while golfers enjoy everything from public courses to exclusive private clubs.

The area's recreational and service offerings create an enviable lifestyle:

  • Boating & Fishing - Multiple marinas, St. Lucie Inlet access, and some of Florida's best fishing just offshore

  • Golf Courses - Jack Nicklaus signature course at Sailfish Point, plus public and semi-private options throughout Martin County

  • Healthcare - Martin Health System hospitals and Cleveland Clinic facilities

  • Shopping - Downtown Stuart boutiques, Legacy Place outdoor mall, and premium shopping in nearby Palm Beach Gardens

  • Dining - Fresh seafood restaurants, waterfront cafes, and farm-to-table establishments in the historic district

  • Cultural Activities - Stuart Heritage Museum, Lyric Theatre performances, and monthly art walks through downtown galleries

Living here means you can kayak through mangrove tunnels in the morning and attend a Broadway-caliber show in the evening. Stuart's location also puts you within an hour of Palm Beach International Airport and some of South Florida's premier attractions, while maintaining that relaxed coastal atmosphere that makes daily life here feel like a permanent vacation.

FAQs About Stuart Real Estate

What's the typical price range for waterfront homes in Stuart?

Waterfront properties in Stuart vary significantly based on location and water access. Direct riverfront homes typically start around $500,000 and can reach several million for deep-water estates in premium locations like Sailfish Point or Sewall's Point. Properties with canal access or river views generally fall between $400,000 and $800,000, while Hutchinson Island oceanfront condos range from $375,000 to over $650,000.

How's the rental market for investment properties in Stuart?

Stuart's rental market benefits from strong seasonal demand and year-round appeal to professionals working in nearby employment centers. Waterfront condos and single-family homes near downtown typically see good occupancy rates, especially during winter months when seasonal residents arrive. Properties with boat slips or beach access command premium rents, and the proximity to both West Palm Beach and the Treasure Coast creates steady demand from relocating professionals.

Which neighborhoods offer the best value for families?

Rio, Forest Hills, and the newer developments in Palm City North provide excellent value for families seeking quality schools and community amenities. These neighborhoods offer single-family homes with yards, access to A-rated schools, and reasonable pricing compared to waterfront areas. Many of these communities also feature pools, playgrounds, and are within easy driving distance of Stuart's beaches and downtown attractions.

What should buyers know about flood insurance and waterfront properties?

Waterfront properties in Stuart may require flood insurance depending on their elevation and proximity to water. Many newer constructions and renovated homes are built to current flood codes, which can result in lower insurance premiums. It's essential to understand FEMA flood zones and work with agents familiar with local elevation certificates and flood requirements, as this significantly impacts both insurance costs and resale value.

How walkable is downtown Stuart for daily needs?

Downtown Stuart offers excellent walkability for dining, entertainment, and local shopping, with most restaurants, galleries, and boutiques concentrated within a few blocks along Colorado Avenue and Osceola Street. However, for grocery shopping, medical appointments, and other daily errands, most residents rely on cars since these services are spread throughout the greater Stuart area. The downtown area is perfect for evening strolls and weekend activities.

What's the commute like to major employment centers?

Stuart provides reasonable commute access to West Palm Beach (about 45 minutes), Fort Pierce (20 minutes), and Jupiter (30 minutes). Many residents work remotely or are retired, taking advantage of Stuart's lifestyle amenities. The area also supports local employment in healthcare, marine industries, and professional services, reducing commute needs for many residents.

Are there good options for boat owners in Stuart?

Absolutely. Stuart is known as the "Sailfish Capital of the World" for good reason. The area offers numerous marinas, from full-service facilities like Sailfish Point Marina to more affordable dry storage options. Many waterfront homes include private docks with direct river or ocean access, and the St. Lucie Inlet provides easy access to offshore fishing and cruising grounds throughout the Bahamas and beyond.

What age groups typically buy homes in Stuart?

Stuart attracts a diverse mix of buyers, from young professionals in their 30s seeking waterfront lifestyle to retirees drawn by the boating, golf, and cultural amenities. The area sees significant interest from empty nesters looking to downsize to luxury condos, as well as families attracted to the school system and outdoor recreation opportunities. Seasonal buyers from the Northeast and Midwest also represent a substantial portion of the market.

How does Stuart's market compare to other Treasure Coast cities?

Stuart typically commands higher prices than Fort Pierce or Port St. Lucie due to its established downtown, superior marina facilities, and proximity to Palm Beach County amenities. However, it often offers better value than Jupiter or Palm Beach Gardens while providing similar coastal lifestyle benefits. The market here tends to be more stable than some rapidly growing areas, with steady appreciation driven by limited waterfront inventory and strong demand.

What's the hurricane risk and how do residents prepare?

Stuart's location on Florida's east coast means hurricane preparation is part of seasonal planning, though direct hits are relatively rare. Most newer construction meets current wind codes, and many waterfront communities have specific hurricane protocols for boats and outdoor furniture. Residents typically prepare by securing outdoor items, ensuring generator backup power, and having evacuation plans if needed. The area's inland location provides some protection compared to barrier island communities.

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